Walter Construction,LLC and its affiliated companies have been providing professional construction, roofing,
and Hail Restoration services in the Denver Metro area for almost 3 decades!
We specialize in both insurance claim management and residential and commercial construction projects
including roofing repairs/replacements from damage sustained by Hail, Wind,
Tornadoes, and other catastrophic events.
We are your Catastrophe Restoration Specialists!
When opening an insurance claim, it is very important to have knowledgeable and experienced professionals on your
side to help you open the claim, document the damage, coordinate all of the different phases of the
construction project including but not limited to assembling the information, pulling the required
permits, completing the scopes of work, invoicing, scheduling, and collecting
payments to pay the various tradesmen, vendors, and suppliers.
Through our years of knowledge and experience, we help protect your interests in any claim damage disputes
by carefully documenting all damage and communications with you and your insurance company.
Sometimes the biggest challenges to filing, managing, and completing a claim and having your repairs done are getting the scope of work for the damages that have occurred during the storm complete and correct.
Sometimes when dealing with overworked insurance companies "independent" adjusters, who are many times completing up to 10 inspections in a single day, things can get overlooked, missed, "forgotten", and/or undervalued.
We have even had instances where damages were agreed upon by us and the insurance companies adjuster onsite at the initial adjuster meeting, and then those same agreed upon items didn't make it to the adjusters initial estimate.
In those cases, it is important to get those items identified, accounted for, and corrected, so in the event you ever sell your house or building and those items are identified on a property inspection as broken or in need of repair or replacement that you aren't stuck having to pay for them out of pocket when they should have been covered by the insurance claim for the covered loss that you sustained during your specific catastrophe.
Not in all, but in many instances, we have found that the insurance companies initial estimates for repairs have been incomplete/inaccurate in both size, scope, and value to repair the properties back to their pre-storm condition.
Unfortunately some adjusters (who are supposed to be "independent") either just make some mistakes, or possibly
feel some pressure/obligation to minimize the size of their estimates so they will continue to get
assignments from the insurance companies that are "employing" their services.
Again, this is NOT in all cases, but unfortunately in an alarming amount of
cases that we have seen/experienced in the past.
We have dedicated ourselves to creating a very systematic approach of documentation and accountability
from beginning to end of every construction project, whether it is part of a covered
insurance claim or a customer paid construction project.
Accuracy is the most important aspect of any construction project and/or insurance related restoration project.
Complexity and O & P
Dealing with insurance companies can sometimes be a slippery slope. Unfortunately some of them don't want to pay for what they should. We have heard at numerous meetings and conventions on the subject of O & P by attorneys and adjusters, insurance companies are obligated to pay for damages on a covered loss per your insurance policy/agreement with them, including the additional expenses covered by O & P.
One of the items that insurance companies routinely try not to pay on a regular basis is O & P.
O & P means overhead and Profit, which are the hard and soft additional costs that are incurred as a result of having to meet and work with insurance adjusters and mortgage companies throughout a construction project as part of an insurance claim as opposed to a cash job dealing directly with the property owner.
O & P is vital to your contractors being able to stay in business, hire the skilled craftsmen that you
want working on your property, and provide warranties in the future.
Many times a project can be delayed or stopped because of the insurance companies refusal to pay O & P.
They want contractors and project managers to do a significant amount of extra work in collecting and analyzing bids, meeting with their inspectors and adjusters, meeting with city and county inspectors, creating and submiting all the invoices, lien waivers, scheduling and managing/coordinating the work to be completed, re-meeting with the city/county inspectors for final approval of work completed and then many times re-meet with their adjusters for re-inspections again to go over stuff that they missed on previous inspections. (or taking 20-30+ more pictures and sending them in to be reviewed by a desk adjuster.) All of these steps takes additional time, gas, wear/tear on our vehicles, and extra administrative costs over an above the general costs of doing a typical cash job. (many times we have to meet with the mortgage companies inspectors too, which is another separate trip, more time, gas, etc)
Unfortunately, many times they they don't want to pay O & P to cover the costs for us for doing all of those additional tasks. (even though they have the ability to, and it does not detract from any of the costs to repair your property)
It is usually one of the top complaints and cause of stress/arguments between contractors and insurance adjusters.
With the property owner's help, many times after they tell/instruct the insurance company to pay the O&P, they will agree to pay it. It is really a necessary component to cover the contractors for all their hard work and efforts to help you get your property properly restored t its pre-storm condition and managing your project to completion.
In addition to all of the above, complying with your particular city or county municipal building code, and possibly your particular subdivision or HOA guidelines adds more layers of time and complexity to your construction project and your insurance claim.
Education and Experience
Our Project Managers have attended hundreds of hours of continuing education classes, webinars, seminars, and training in an effort to have the latest and most accurate information available while helping you with your construction projects and insurance claims.
Combined with 25+ years of experience, Walter Construction is very well equipped to help you at managing all of the variables of getting your claim and construction project completed as professionally and efficiently as possible.
We strive to provide excellent service and resolve even the most comprehensive claims
with time proven documentation and accountability systems and integrity.
One of our unique differences from many of the other "Restoration Contractors" out there is our long term
relationships with licensed and practicing independent and Public Adjusters "PA's" and some of the
largest and most experienced law firms in the united states in this space.
What this means to you is that we have additional resources with the knowledge and experience that can help
settle your claims more efficiently and usually for more money which allows you to receive
the coverage, materials, and craftsmanship that you deserve!
We can not, nor do we "represent" you in any way in your insurance claim.
As a professional courtesy and in the interest of saving time and minimizing the daisy chain of phone calls and messages from having 3 and 4 parties involved in the communications aspect of your claim, we do offer to communicate our findings with your insurance company or their representatives, and discuss damages and costs associated with repairing damage that you have hired us to find and fix.
We do our best to communicate our findings and work fairly and freely with your insurance company. If we are not able to come to an agreement on the scope and/or amounts necessary to make your repairs, you will have to employ the services of a Licensed Public Adjuster and/or an Attorney to represent you in the suit against your insurance company.
We work with some of the best tradesmen in the industry for:
Roofing, Gutters, Siding, Paint, Windows, Screens, HVAC (Heating and Cooling)
We have experience working on the following property types:
Apartments and Condominiums, Commercial Buildings, Strip Centers, Free Standing Businesses,
Office Buildings, Industrial Buildings, Warehouses, etc.
We work on ALL Residential structures - All single family structures, outbuildings, barns, silos, storage facilities, etc.
We are committed to helping you decide what best fits your needs and are happy to answer
all your questions and provide you with our experiences.
Call us for a Free Consultation for a New Roof System, Traditional Repair, or a
Hail/Wind Insurance Claim for your Building or Home Today!